[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ttsosek.cz\/u-hypotek-je-to-totez\/#Article","mainEntityOfPage":"https:\/\/www.ttsosek.cz\/u-hypotek-je-to-totez\/","headline":"U hypot\u00e9k je to tot\u00e9\u017e","name":"U hypot\u00e9k je to tot\u00e9\u017e","description":"Jsou v\u011bci, kter\u00e9 v mysl\u00edch lid\u00ed zako\u0159en\u00ed a jen t\u011b\u017eko se z nich dost\u00e1vaj\u00ed pry\u010d. […]","datePublished":"2019-09-13","dateModified":"2023-06-08","author":{"@type":"Person","@id":"https:\/\/www.ttsosek.cz\/author\/#Person","name":"","url":"https:\/\/www.ttsosek.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d81a95b988e562d8ac0fc1eb5578e43f924bf78e85c5259f0dcab44a306610fa?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d81a95b988e562d8ac0fc1eb5578e43f924bf78e85c5259f0dcab44a306610fa?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ttsosek.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ttsosek.cz\/wp-content\/uploads\/img_a343854_w1744_t1557216032.jpg","url":"https:\/\/www.ttsosek.cz\/wp-content\/uploads\/img_a343854_w1744_t1557216032.jpg","height":0,"width":0},"url":"https:\/\/www.ttsosek.cz\/u-hypotek-je-to-totez\/","about":["Pen\u00edze"],"wordCount":494,"articleBody":"      Jsou v\u011bci, kter\u00e9 v mysl\u00edch lid\u00ed zako\u0159en\u00ed a jen t\u011b\u017eko se z nich dost\u00e1vaj\u00ed pry\u010d. Podobn\u00fdch p\u0159\u00edklad\u016f by se dala uv\u00e9st cel\u00e1 \u0159ada. A jedn\u00edm z takov\u00fdch p\u0159\u00edpad\u016f je i https:\/\/www.fahd.cz\/hypoteka-bez-dolozeni-prijmu\/.Tato se tak naz\u00fdv\u00e1 oded\u00e1vna, a\u010d u\u017e by se tak v dne\u0161n\u00ed dob\u011b rozhodn\u011b naz\u00fdvat nem\u011bla. A to proto, \u017ee u\u017e u n\u00e1s d\u00e1vno nenaraz\u00edte na \u017e\u00e1dnou hypot\u00e9ku, je\u017e by byla skute\u010dn\u011b bez dolo\u017een\u00ed p\u0159\u00edjm\u016f. A\u0165 se obr\u00e1t\u00edte se \u017e\u00e1dost\u00ed o jakoukoliv p\u016fj\u010dku na kohokoliv, d\u0159\u00edve \u010di pozd\u011bji p\u0159ijde \u0159e\u010d nezbytn\u011b i na to, kolik vyd\u011bl\u00e1v\u00e1te a jak s t\u011bmito pen\u011bzi vych\u00e1z\u00edte.Ve skute\u010dnosti nen\u00ed u\u017e dnes pod pojmem hypot\u00e9ky bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f m\u00edn\u011bno to, \u017ee nebudete na tyto dotazov\u00e1ni, \u017ee budou tyto poskytovateli lhostejn\u00e9, ale to, \u017ee nebudou bez ohledu na svou v\u00fd\u0161i jednozna\u010dnou p\u0159\u00ed\u010dinou zam\u00edtnut\u00ed \u017e\u00e1dosti. Tedy nen\u00ed t\u0159eba se u\u017e v p\u0159edstihu ob\u00e1vat toho, co \u0159eknou ti, kdo o p\u016fj\u010dce rozhoduj\u00ed, a\u017e uvid\u00ed \u010d\u00edsla na v\u00fdplatn\u00ed p\u00e1sce nebo skromn\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed.Je to logick\u00e9. Ka\u017ed\u00fd, kdo p\u016fj\u010duje pen\u00edze, pot\u0159ebuje m\u00edt aspo\u0148 ur\u010ditou z\u00e1ruku, \u017ee je dostane i zp\u00e1tky, a to nen\u00ed mo\u017en\u00e9 bez toho, \u017ee se prov\u011b\u0159\u00ed, zda ten, jen\u017e se pen\u011bz do\u017eaduje, tak\u00e9 m\u00e1 z \u010deho je vracet. A nejen \u017ee je tu tato logika, ale je p\u0159\u00edmo povinnost\u00ed se na tuto skute\u010dnost zeptat.Ov\u0161em jak ji\u017e bylo zm\u00edn\u011bno, net\u0159eba se b\u00e1t, \u017ee by \u010dlov\u011bka odm\u00edtli s jeho \u017e\u00e1dost\u00ed, jakmile t\u0159eba uvid\u00ed jedno jedin\u00e9 \u010d\u00edslo. Je tomu jinak. Podnikatel m\u016f\u017ee dolo\u017eit svou solventnost klidn\u011b i fakturami nebo podnikatelsk\u00fdm z\u00e1m\u011brem, u \u017eadatele o spot\u0159ebitelsk\u00fd \u00fav\u011br nen\u00ed probl\u00e9m vy\u0159e\u0161it nedostate\u010dn\u00fd p\u0159\u00edjem t\u0159eba nalezen\u00edm spoluru\u010ditele.Prokazov\u00e1n\u00ed p\u0159\u00edjm\u016f je mo\u017en\u00e9 i v podob\u011b pracovn\u00ed smlouvy a v\u00fdplatn\u00edch p\u00e1sek \u010di v\u00fdpis\u016f z \u00fa\u010dtu, rozhodnut\u00ed o p\u0159izn\u00e1n\u00ed n\u011bkter\u00e9 z d\u00e1vek nebo starobn\u00edho d\u016fchodu, ke slovu mohou p\u0159ij\u00edt i jin\u00e9 p\u0159\u00edjmov\u00e9 doklady, soudn\u00ed rozhodnut\u00ed, darovac\u00ed smlouvy a podobn\u011b.A d\u016fle\u017eit\u00e9 jsou nejenom doklady prokazuj\u00edc\u00ed p\u0159\u00edjem, ale i \u00fadaje o v\u00fddaj\u00edch, aby bylo mo\u017eno posoudit, nakolik je \u010dlov\u011bk schopen spl\u00e1cet.Ov\u0161em s nebankovn\u00edmi institucemi se d\u00e1 dohodnout, nal\u00e9zt kompromis. Tak\u017ee se net\u0159eba b\u00e1t p\u0159iznat barvu, toti\u017e vlastn\u011b p\u0159\u00edjmy, i u hypot\u00e9k bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. Bez \u010deho\u017e u nich nelze navzdory traduj\u00edc\u00edmu se n\u00e1zvu usp\u011bt.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"U hypot\u00e9k je to tot\u00e9\u017e","item":"https:\/\/www.ttsosek.cz\/u-hypotek-je-to-totez\/#breadcrumbitem"}]}]